OUR PRIMARY PURPOSE
Thrive. was founded with the mission to empower you to realize your goals and dreams in retirement through education and professional guidance to Retire Your Way.
We provide a custom-tailored plan that covers the 5 critical checkpoints of retirement planning. We have earned a reputation for excellence in the industry over the past 14 years. We believe there is no “one size fits all” solution which is why we created the proprietary Retire Your Way system. We are here to empower you in your retirement planning to help you choose the most efficient solutions to maximize the nest egg that you have worked hard throughout your life to build.
We provide a custom-tailored plan that covers the 5 critical checkpoints of retirement planning. We have earned a reputation for excellence in the industry over the past 14 years. We believe there is no “one size fits all” solution which is why we created the proprietary Retire Your Way system. We are here to empower you in your retirement planning to help you choose the most efficient solutions to maximize the nest egg that you have worked hard throughout your life to build.
Watch this introductory video to learn more about Thrive, A Wealth Management Group.
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DO YOU WANT TO SURVIVE
OR THRIVE?
This is YOUR retirement and it doesn’t look like anyone else’s. Let us help you create a customized plan that will give you confidence in retirement.
OUR PROCESS
Your challenges when retiring are complex and confusing. We challenge the status quo by empowering you with the information that you deserve to know so that you can have clear expectations and make the decisions necessary to optimize the wealth you’ve worked so hard to accumulate. We accomplish this by simplifying the complexity of retirement planning into a three-step process.
STEP 1 | Empower: Determine if the THRIVE philosophy is right for you.
STEP 2 | Evaluate: Develop the lifestyle plan together to optimize your wealth.
STEP 3 | Execute: Finalize and put your plan in action.
INCOME YOUR WAY
- Is your income guaranteed for life?
- Does your income adjust for inflation?
- Is your income tax efficient?
- How are you optimizing Social Security and pensions?
GROWTH YOUR WAY
- How well do you understand your risk?
- What is your risk speed?
- Do you know your maximum draw down?
- How are your assets correlated?
- What are your fees?
TAXES YOUR WAY
- Will your tax rate be higher or lower when you retire?
- Do you have a plan for future tax increases?
- Does your current plan diversify across tax codes?
- Is a Roth or 7702 Life Conversion right for you?
CARE YOUR WAY
- How will health issues impact your retirement plan?
- Should you pay now or pay later?
- Do you have a plan in case of a medical emergency?
- Do you know what Medicare coverage is right for you?
LEGACY YOUR WAY
- Do you have a plan to preserve your legacy?
- Do you know the tax implications on your beneficiaries?
- Is your Estate Plan in order?
At THRIVE, we don’t just sell products;
we design lifestyle plans where the
plan determines the products used.
Tell us what you want your money to do and where you want to go, and we will co-design a custom-tailored plan and implement solutions to help get you there.
YOU'VE COME SO FAR
NOW IT'S TIME TO THRIVE.
Retirement used to be easy. You got a pension, an amount from Social Security, and your income was guaranteed.
No need to invest in the stock market, no need to do tax planning, and no need to worry.
Now, plans such as the 401(k) have replaced pension plans as the primary retirement income vehicle, and that shift has substantially increased the risks and responsibilities for anyone trying to retire today.1
Do you have enough money saved? Where will your income come from? How long will it last?
After working a lifetime to save this money, you deserve answers to
your questions.
12020 Retirement Risk Readiness Study, Allianz Life Insurance Company, January, 2020. https://www.allianzlife.com/-/media/files/allianz/pdfs/newsroom/ent-3474.pdf. Accessed 4/05/2021.
BENJAMIN HEIZER
PRINCIPAL & FOUNDER
| Lic#10518170
My mission is to empower you
to THRIVE in retirement.
Benjamin D. Heizer is the founder and creator of Retire Your Way. He has been involved in the financial services industry since 2004. A passionate educator who treats his clients like family, Ben has worked to simplify the complex issues affecting retirees today by creating the Retire Your Way system. Ben uses guided personal solutions (GPS) to address the five critical checkpoints on the Retire Your Way Roadmap—Growth, Income, Taxes, Healthcare, and Legacy—the result is a custom-tailored plan to help realize your goals and dreams in retirement. Through education and professional guidance, Ben will empower you to create a comprehensive retirement plan with solutions that match the purpose of your unique retirement needs. What he most seeks is to help provide the ultimate asset: peace of mind.
The THRIVE. legacy got its start in 2008 as Heizer Financial Group, Inc. For more than a decade, Ben and his team focused on safe money solutions. They have now evolved into a full-service wealth management company which includes a team of financial professionals to create your personalized retirement plan. Ben is a member
of the National Ethics Association, and services over 1,000 insurance clients in the Northern Illinois/Southern Wisconsin areas and throughout
the country.
The THRIVE. legacy got its start in 2008 as Heizer Financial Group, Inc. For more than a decade, Ben and his team focused on safe money solutions. They have now evolved into a full-service wealth management company which includes a team of financial professionals to create your personalized retirement plan. Ben is a member
of the National Ethics Association, and services over 1,000 insurance clients in the Northern Illinois/Southern Wisconsin areas and throughout
the country.
Ben currently resides in the northern suburbs of Illinois with his wife, Alyssa, and their four adorable daughters. When not in the office designing customized retirement plans, Ben volunteers as a worship leader in his church and regularly seeks opportunities to serve in his community. He looks forward to meeting with you and helping you on your journey to Retire Your Way.
WHO WE ARE
For the past 14 years we have been helping our client community THRIVE to accomplish their lifestyle goals and dreams. Our Founder, Ben Heizer, has built a one-of-a-kind team of like-minded financial professionals to simplify the complexity and challenge the status quo of retirement planning. As an independent, full-service wealth management firm, we are not obligated to any outside corporation or entity. We are free to pick and choose among the investments, companies, and solutions that best fit your needs to help you achieve your idea of a dream retirement lifestyle.
We believe that, as a community, your ability to THRIVE deserves to be celebrated. Our THRIVE 411 servicing program brings that community together for special events and educational opportunities, all while continuing to ensure your plan is adjusted and keeps pace while life inevitably changes.
Is this the kind of financial relationship you are looking for?
This is YOUR retirement and it doesn’t look like anyone else’s. Let us help you create a customized plan that will give you confidence in retirement.
